Buying a Home

First, assess your financial situation and get pre-approved for a mortgage. This involves reviewing your credit score, income, and debt-to-income ratio. A pre-approval letter from a lender not only provides a clear picture of your budget but also strengthens your position as a serious buyer. During this phase, consider additional costs such as property taxes, homeowners insurance, and potential maintenance expenses.

Next, identify your needs and start the home search. This step involves determining your preferred location, type of property, and must-have features. Leveraging my expertise, I will curate a list of properties that align with your criteria and arrange viewings. Once you find a home you love, we will make a competitive offer. I will assist you in negotiating terms and price, ensuring you receive the best possible deal.

​Upon acceptance of your offer, the closing process begins. This stage includes conducting a home inspection to identify any potential issues, securing your financing, and performing a title search to ensure the property is free of legal encumbrances. I will coordinate with all parties involved, including inspectors, lenders, and attorneys, to ensure a smooth transaction. Finally, once all documents are signed and funds are transferred, you will receive the keys to your new home. Congratulations, and welcome to homeownership!